Social Security Disability

Getting the benefits you deserve

To meet the requirements for Social Security disability insurance (SSDI) and qualify for benefits, you must have worked long enough in jobs covered by Social Security and you must have a qualifying disability. Sometimes it’s not clear whether you qualify, even to the people who initially review your application. SSDI law is complicated, and your application for benefits may be denied even if you truly deserve these benefits. At Gardner, Barrow & Sharpe P.C. in Martinsville, we want to make sure that does not happen and that you get the benefits you deserve. We are dedicated to helping you understand what makes you eligible and to protecting your right to benefits through strong appeals if your application is denied.

Disability requirements

The Social Security Administration (SSA) has its own definition of disability that you must meet to qualify for SSDI benefits:

  • You cannot do the work you did before or other work because of your age, disability, experience and options
  • Your disability has lasted or is expected to last for one year or more or to result in death

The team at Gardner, Barrow & Sharpe P.C. has prepared a helpful publication that explains in more detail the filing requirements for SSDI and SSI.

Work requirements for disability insurance benefits

To qualify for benefits, you must have worked in jobs covered by Social Security and earned work credits. Work credits are based on your total yearly wages or self-employment income. You can earn a maximum of four credits each year. Because the cost of living changes each year, the amount of income or wages that earn you credit also changes each year.

The number of credits (and years of work) you need depends on the age you become disabled. In general, you need 40 credits overall and 20 credits in the last 10 years before you became disabled. If you are young, you may qualify with fewer credits.

Call us today and let us help you get your disability benefits.

To make an appointment, call Peggy Cassady at 276-638-2455 or email